LOAN SERVICE OVERVIEW
Construction Loans
New Construction Loans
Designed for borrowers building a primary or secondary home from the ground up. Covers site acquisition, design/permitting, and phased construction costs with flexible draw schedules.
Jumbo Construction Loans
Designed for large projects, these loans come in larger amounts than standard construction loans. Loan amounts typically start around $1 million.
Renovation Loans
Tailored for buyers purchasing a fixer-upper or homeowners financing large-scale remodels, additions, or structural repairs by rolling work costs into a single mortgage.
Residential Loans
Conventional Home Loans
Ideal for buyers with strong credit profiles and stable down payment reserves seeking competitive fixed or adjustable terms.
FHA Loans
Designed for buyers looking for flexible credit guidelines and low down payment options.
VA Loans
Dedicated financing for qualified active service members, veterans, and surviving spouses.
Bridge Loans
Short-term financing solutions for current homeowners looking to leverage their existing equity to purchase a new home before selling their current one.
Specialty & Alternative Loans
ITIN Loans
Best for U.S. residents who pay taxes using an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. Ideal for buyers looking to purchase a primary residence without standard tax returns or conventional credit history.
Foreign National Loans
Best for non-resident foreign citizens living abroad who want to invest in U.S. real estate or purchase a vacation home. Designed to evaluate international income, cash flow, or bank statements without requiring a U.S. credit score.
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QUOTE OF THE DAY
“Home is the nicest word there is.”
– Laura Ingalls Wilder



