We are a veteran-owned mortgage lender based in Fircrest, Washington.
We are an experienced lending team that is committed to providing the right loans for your project.
Whether you’re building your dream home or buying it, let’s make it happen.
LOAN SERVICE OVERVIEW
Construction Loans
Designed for borrowers building a primary or secondary home from the ground up. Covers site acquisition, design/permitting, and phased construction costs with flexible draw schedules.
Designed for large projects, these loans come in larger amounts than standard construction loans. Loan amounts typically start around $1 million.
Tailored for buyers purchasing a fixer-upper or homeowners financing large-scale remodels, additions, or structural repairs by rolling work costs into a single mortgage.
Residential Loans
Ideal for buyers with strong credit profiles and stable down payment reserves seeking competitive fixed or adjustable terms.
Designed for buyers looking for flexible credit guidelines and low down payment options.
Dedicated financing for qualified active service members, veterans, and surviving spouses.
Short-term financing solutions for current homeowners looking to leverage their existing equity to purchase a new home before selling their current one.
Non-QM Loans
Self-Employed & Alternative Income Programs
Great for borrowers who are self-employed, independent contractors, and gig economy workers with flexible qualification options.
- 1-Year-Self-Employed
- 1099 Only
- Bank Statement
- P&L Only
- Written VOE Only
Ideal for borrowers who want to leverage their assets to qualify for their loans.
- 60-Month Asset Utilization
- No DTI – Asset Utilization
Debt Service Coverage Ratio (DSCR) Loans
Designed for real estate investors purchasing rental properties. We offer regular, short-term rental, and foreign national DSCR loans.
Best for U.S. residents who pay taxes using an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. Ideal for buyers looking to purchase a primary residence without standard tax returns or conventional credit history.
Best for non-resident foreign citizens living abroad who want to invest in U.S. real estate or purchase a vacation home. Designed to evaluate international income, cash flow, or bank statements without requiring a U.S. credit score.
Commercial Loans
Best for business owners, commercial real estate investors, and developers expanding their footprint or acquiring income-producing assets.
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Some of Our Projects
A QUOTE FROM US
“May your walls hold joy, may every room hold laughter, and every window open to great possibility.”
– Mary Anne Radmacher
